Does H&M Take Afterpay? Every Shopoholic should know this!

Online shopping has become a popular trend among shoppers, and with the current pandemic situation, more people are turning towards online shopping. However, not everyone wants to pay upfront for their purchases, and that’s where buy now, pay later services like Afterpay to come in handy. Afterpay allows shoppers to pay for their purchases in four equal installments, which can be a convenient option for many. If you’re an avid shopper at H&M, you might be wondering if they accept Afterpay as a payment option. In this article, we’ll answer the question, “Does H&M take Afterpay?” and provide you with everything you need to know.

Does H&M take Afterpay?

Yes, H&M now accepts Afterpay as a payment option for online purchases. This means that you can shop for your favorite H&M products and pay for them in four equal installments, interest-free. H&M has partnered with Afterpay to make shopping more convenient for their customers, allowing them to spread out their payments without any added interest.

Does H&M Take Afterpay
Does H&M Take Afterpay

How to use Afterpay at H&M?

Using Afterpay at H&M is a straightforward process. Here’s how to use it:

Select your products: Choose the items you wish to purchase from the H&M website and add them to your shopping bag.

Checkout: When you’re ready to check out, select Afterpay as your payment option. You’ll be directed to the Afterpay website, where you’ll need to create an account or log in if you already have one.

Make your first payment: Afterpay will split your purchase into four equal installments, which you’ll pay over six weeks. You’ll make your first payment at the time of purchase.

Pay the remaining balance: Afterpay will automatically deduct the remaining three payments from your nominated payment method every two weeks. It’s important to note that if you miss a payment, you’ll be charged a late fee of $10, and if your payment remains overdue, you may be charged a further $7.

Benefits of using Afterpay at H&M

Using Afterpay at H&M comes with several benefits, including:

  • Interest-free payments: Afterpay allows you to pay for your purchases in four interest-free installments, making it a convenient option for shoppers who want to spread out their payments.
  • Quick approval process: Afterpay’s approval process is quick, and you’ll know whether you’re approved within seconds.
  • No credit checks: Afterpay doesn’t perform credit checks, making it accessible to shoppers who may not have a good credit score.
  • Easy payment tracking: Afterpay makes it easy to keep track of your payments, and you’ll receive reminders before each payment is due.

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Is Afterpay available for in-store purchases at H&M?

No, Afterpay is currently only available for online purchases at H&M.

Are there any restrictions on using Afterpay at H&M?

Yes, Afterpay is only available to shoppers who are over 18 years of age, have a valid email address and phone number, and have a valid payment method.

Can I use Afterpay to purchase sale items at H&M?

Yes, you can use Afterpay to purchase sale items at H&M.


If you’re a regular shopper at H&M, you’ll be pleased to know that they now accept Afterpay as a payment option. Afterpay allows you to pay for your purchases in four equal interest-free installments, making it a convenient option for those who want to spread out their payments. With Afterpay, you can enjoy the benefits of shopping at H&M without having to pay upfront. It’s a great way to stay within your budget while still getting the latest fashion trends. Remember to make your payments on time to avoid any late fees, and enjoy your H&M purchases stress-free! We hope this article has answered your question, “Does H&M take Afterpay?” and provided you with all the information you need to use Afterpay for your next H&M shopping spree. Happy shopping!

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